Terms of Service

Effective Date: : [November 1, 2025]

Company: DAC-NOTE, Inc.

These Terms of Use (the “Terms”) set forth the rights and obligations between DAC-NOTE, Inc. (“the Company,” “we,” or “us”) and customers or users (“you”) regarding the use of the service DAC-NOTE (“the Service”).

Please read these Terms carefully before using the Service. By using the Service, you are deemed to have agreed to these Terms.

Article 1. Definitions

“Service” means the digital platform “DAC-NOTE” provided by the Company.

“Agreement” means the service contract formed under these Terms between you and the Company.
“Website” means the website operated by the Company in connection with the Service (including any subsequent changes to its domain or content).
“Customer” means any legal entity or sole proprietor who has entered into the Agreement with the Company to use the Service. Unless otherwise specifi ed, the term “Customer” includes “Users” defined below.
“User” means any officer, employee, or contractor authorized by the Company to use the Service under the Customerʼs account. Customers are fully responsible for their Usersʼ actions.
“License” means the right granted to the Customer to use the Service within the number of authorized Users.

Article 2. Formation and Application of Agreement

The Agreement between the Customer and the Company becomes effective when the Customer agrees to these Terms and the Company approves the use of the Service.

The Service shall commence on the designated Paid Service Start Date, as specified by the Customer and approved by the Company.
The Company may reject any application if:

○ False or incomplete information is provided;
○ The applicant is affiliated with antisocial forces;
○ The applicant previously violated any agreement with the Company; or
○ The Company otherwise deems the applicant unsuitable.

These Terms apply to all legal relationships between the Customer and the Company concerning the Service.
If a separate contract (the “Individual Agreement”) exists, it shall prevail over these Terms in case of conflict.

Article 3. Use of the Service

Upon payment of the applicable fees, the Company grants the Customer a non-exclusive, non-transferable, and non-sublicensable right to use the Service.
The Customer shall prepare and maintain at its own cost all necessary devices, software, and communication environments for using the Service.
The Customer is responsible for implementing appropriate security measures such as antivirus protection and data backups.
The Service may not be used for purposes other than those intended by the Company.
The Customer shall ensure that Users comply with these Terms, and the Customer shall be liable for all actions of its Users.
Any notice from the Company shall be deemed received when sent to the Customerʼs registered contact address or email.

Article 4. License Management

Customers must obtain and manage the appropriate number of Licenses in accordance with the Companyʼs procedures.

Licenses may not be shared, transferred, sold, or otherwise misused. The Customer bears full responsibility for managing Licenses and any resulting damages.

Article 5. Contract Term

The standard contract term is 11 months from the Paid Service Start Date, automatically renewed annually unless canceled at least 30 days before the expiration date.

Article 6. Service Fees

The Customer shall pay service fees as determined separately by the Company.
Fees are not prorated on a daily basis, except for the first partial month.
Late payments are subject to interest at 8% per annum.

Article 7. Cancellation and Refund

Mid-term cancellation is not permitted.
However, within five months after the Paid Service Start Date, Customers may cancel through the Companyʼs procedure. In such cases, fees for unused months will be refunded.
Upon termination, all related data and Licenses may be deleted, and the Company bears no responsibility for any resulting loss.

Article 8. Third-Party Services

The Company makes no guarantees regarding any external services linked with the Service. The Customer uses such third-party services at its own risk.

Article 9. Termination of Service

The Company may discontinue the Service with 30 daysʼ prior notice and bears no liability for any resulting damages.

Article 10. Customization

Requests for customization shall be discussed separately, including feasibility and fees.

Article 11. Data Management and Use

The Company may access and use data stored in the Service to respond to inquiries or improve quality, only with the Customerʼs consent.

The Company is not responsible for data loss unless caused by gross negligence.

Article 12. Handling of Personal Information

Personal data provided by Customers shall be handled in accordance with the Act on the Protection of Personal Information and the Companyʼs Privacy Policy.
The Company will not use, modify, or reproduce such data beyond the purpose of the Agreement.
The Company shall take appropriate measures to prevent data leakage, loss,or damage.

Article 14. Prohibited Acts

Customers and Users shall not engage in the following:

● Use beyond the permitted scope;
● Reverse engineering or unauthorized access;
● Reproduction, modification, or redistribution;
● Violation of intellectual property or privacy rights;
● Uploading harmful code;
● Excessive server load;
● Unauthorized commercial use;
● Illegal or unethical activities.

The Company may suspend or restrict use without prior notice if such acts occur.

Article 15. Service Suspension

The Company may suspend or restrict the Service for system maintenance, failures, disasters, or other unavoidable reasons.

No fee reduction or liability shall apply for suspensions under 5 business days.

Article 16. Updates

The Company may update or modify the Service or software at any time.

Customers agree to use the latest version and bear any communication costs associated with updates.

Article 17. Responsibility

Customers are responsible for all actions taken through the Service and must maintain data backups.

The Company shall not be liable for data loss except in cases of gross negligence.

Article 18. Disclaimer

The Service is provided “as is.”

The Company makes no warranty regarding completeness, accuracy, fitness for purpose, or continuous operation.

Article 19. Limitation of Liability

The Companyʼs total liability shall not exceed the amount equivalent to one monthʼs service fee paid by the Customer.

The Company shall not be liable for indirect, consequential, or special damages.

Article 20. Confidentiality

Both parties shall maintain the confidentiality of all non-public information obtained through the Agreement and not disclose it to third parties without prior written con sent.

Article 21. Termination by the Company

The Company may terminate the Agreement without notice if the Customer:

● Violates these Terms;
● Fails to pay fees;
● Files or becomes subject to insolvency proceedings;
● Engages in fraudulent or unlawful acts.

Article 22. Elimination of Antisocial Forces

Both parties represent and warrant that they and their related persons are not and will not be involved with organized crime or similar entities.

If found in violation, the Company may immediately terminate the Agreement.

Article 23. Transfer of Business

The Company may transfer its business, rights, and obligations under these Terms in the event of merger or business succession, and the Customer hereby consents to such transfer.